Advanced Mortgage Calculator

Cost Breakdown

Mortgage Information

Credit profile:
Home Value: $
Loan amount: $
Loan Purpose:
Interest rate: %
Loan term: years
Start date:
Property tax: %
PMI: %
Yearly Homeowner's Insurance: $
Monthly HOA fees: $
Output parameters »

Mortgage Summary

$1,976.00

Base Monthly Loan Payment

$711,361.22

Total of 360 Payments

$344,798.72

Total Interest Paid

May, 2046

Pay-off Date

$112,500.00

Total Tax Paid

$4,062.50

Total PMI Paid

$104.17

39 Monthly PMI Payments

Sep, 2019

PMI payoff date

$30,000.00

Total homeowner's insurance

$0.00

Total HOA fees

Yearly Amortization Schedule

Year Interest Principal Balance
2016 $9,453.23 $1,607.96 $248,392.04
2017 $16,060.04 $2,902.00 $245,490.03
2018 $15,865.69 $3,096.35 $242,393.68
2019 $15,658.32 $3,303.72 $239,089.96
2020 $15,437.06 $3,524.98 $235,564.98
2021 $15,200.99 $3,761.05 $231,803.92
2022 $14,949.10 $4,012.94 $227,790.98
2023 $14,680.35 $4,281.69 $223,509.29
2024 $14,393.60 $4,568.45 $218,940.84
2025 $14,087.64 $4,874.40 $214,066.44
2026 $13,761.19 $5,200.85 $208,865.59
2027 $13,412.88 $5,549.16 $203,316.43
2028 $13,041.24 $5,920.80 $197,395.63
2029 $12,644.72 $6,317.33 $191,078.31
2030 $12,221.63 $6,740.41 $184,337.90
2031 $11,770.21 $7,191.83 $177,146.07
2032 $11,288.56 $7,673.48 $169,472.59
2033 $10,774.66 $8,187.38 $161,285.21
2034 $10,226.33 $8,735.71 $152,549.50
2035 $9,641.29 $9,320.75 $143,228.75
2036 $9,017.06 $9,944.98 $133,283.77
2037 $8,351.02 $10,611.02 $122,672.75
2038 $7,640.39 $11,321.66 $111,351.10
2039 $6,882.15 $12,079.89 $99,271.21
2040 $6,073.14 $12,888.90 $86,382.31
2041 $5,209.95 $13,752.09 $72,630.22
2042 $4,288.94 $14,673.10 $57,957.12
2043 $3,306.26 $15,655.78 $42,301.34
2044 $2,257.76 $16,704.28 $25,597.06
2045 $1,139.05 $17,822.99 $7,774.07
2046 $126.78 $7,774.07 $0.00

Fantastic Helful Features for Home Buyers

This free advanced home loan payment calculation tool contains the features you would expect in a basic mortgage calculator, and a number of helpful in-depth features, including:

  • graphs of the outstanding loan balance and payment amortization components
  • a repayment pie chart
  • printable monthly and yearly amortization schedules
  • a side by side comparison of biweekly vs monthly payments
  • Property Mortgage Insurance (PMI) and real estate taxes

Want a Basic Calculator?

And if you are looking for a basic calculation tool you can turn any of the above mentioned advanced features off.

  • set PMI, property taxes, and home owner's insurance to zero
  • from the "output parameters" menu uncheck the chart drawing, bi-weekly, and amortization table options
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