Compare Mortgage Terms.

Are you considering multiple different properties with different loan amounts & loan terms? If so, you can use this calculator to get a quick side-by-side view of how much your monthly loan payments will be for different loan durations & loan amounts. Change any input & this calculator will automatically update the totals. You can also generate a printer friendly version of the output report.

By default this calculator allows you to calculate the impacts of insurance, real estate taxes & HOA fees. If you want to calculate the core principal & interest (P&I) payments without these other fees added in you can set the other inputs to zero. If the downpayment amount is 20% or more the PMI field will automatically be calculated as $0.

Mortgage Term Comparison Calculator

Description 10 Years 15 Years 20 Years 25 Years 30 Years
House Price:
Loan Amount:
Annual interest rate (APR %):
Annual Property Taxes:
Annual Insurance:
Monthly HOA:
Property Mortgage Insurance (PMI %):
Monthly P&I payment:
Other monthly fees:
Monthly payment w fees:
Total principal:
Total interest:
Sum of all P&I payments:

Current 30 YR Fixed Mortgage Rates

The following table highlights locally available current mortgage rates. By default 30-year purchase loans are displayed. Clicking on the refinance button switches loans to refinance. Other loan adjustment options including price, down payment, home location, credit score, term & ARM options are available for selection in the filters area at the top of the table.

Bank Loan.