Loan Balance Calculator.

The Basics

This calculator will help you to determine the current remaining outstanding balance on your mortgage based on the number of payments you have made.

Enter the original loan amount, the APR along with the loan term in years.

Choose a Starting Point

To calculate the current remaining loan balance this tool needs to know how far you are into the payment schedule. Enter any of the following three & this tool will calculate the rest:

  • how many payments you have already made
  • how many payments you have left
  • when the loan was originated

Entering Monthly Loan Payments

If you have made loan payments in accordance with the regular amortization schedule you do not need to enter the monthly payment amount.

If you have paid more than the minimum monthly payments, please enter the amount you paid which went toward principal and interest. For example, if your normal loan payment was $1,450 but contains $250 in taxes and insurance you would subtract $250 from whatever you paid to obtain the amount of your payment that went toward principal and interest. If you regularly paid $1,900 instead of $1,450 then it would be entered as $1,650 (which is $1,900 - $250).

Mortgage Balance Calculator

Input Amount
Original loan amount:
Annual interest rate (APR %):
Original loan term in years:
Monthly principal & interest payment (optional):
Please enter details on one of the following 3 options.
Number of payments made:
Number of payments remaining:
Select month and enter the 4-digit year of first payment:
Number of mortgage payments made:
Number of mortgage payments left:
Estimated mortgage balance:

Current Mortgage Rates

The following table highlights locally available current mortgage rates.

Man Paying Bank.